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Best Innovation Group, Inc. (BIG) is a technology innovation and development group specializing in financial technology (FinTech). Already well-known among financial institutions as a leading provider of FinTech solutions and consulting services, the organization is also well-established in the area of Distributed Ledger Technologies. BIG’s long-standing relationships with Swirlds and Hedera have not been widely publicized but their projects are helping companies create groundbreaking solutions for consumers.


Build your decentralized application of the future. One unencumbered by inconsistent transactions times, probability consensus, or a network that struggles to keep up. The Hedera hashgraph platform is ready to scale. The platform is lightning fast, fair, and secure and, unlike some blockchain-based platforms, doesn’t require compute-heavy proof-of-work. Hedera hashgraph has the strongest level of security possible in this category, which is asynchronous Byzantine fault tolerance (aBFT). The platform is the only distributed ledger technology that has formally proven this quality.
John Best chats with Mance Harmon, CEO and Co-founder of Hedera Hashgraph. Join John and Mance as they explain how Hedera Hashgraph is working to use the hashgraph algorithm to create the first public network. Learn about Hedera’s history, Hashgraph’s strengths and weaknesses, and what sets its apart from blockchain. Finally, peek into the future with their views on where hashgraph, blockchain and cryptocurrency are headed next.
Use Cases


Creating the ability for millions of ultra secure hyper speed transactions within seconds, distributed and accounted for across the entire network.


Revolutionizing identity with a self-sovereign solution that has been endorsed by relevant, permissioned participants that ensure privacy and trust, where transactions are secure, authenticated and verifiable.



Solving a decade old problem with efficiently scalable solutions that provide Instant Transparent Consensus shared between all entities.



  • Hash Labs
  • CULedger
  • Your Project

Hash Labs is a technology development company focused on creating cryptographically secure solutions for governments, multi-national corporations, financial institutions, and individuals. They are the market leader in next-generation distributed ledger solutions, including blockchain and directed acyclic graph, the latter of which has demonstrated tremendous potential for improved cybersecurity and speed.

BIG is working with Hash Labs to develop their first FinTech solution using Hashgraph's private, permissioned, distributed ledger technology. The solution will allow physical gold to be securely used in digital format as a store of value, unit of account, and medium of exchange.

CXAU Digital Vault and Digital Gold will be a mobile application that converts gold into a price-stable, scalable crypto asset that is 100% backed by physical gold.

The solution’s permission-based, peer-to-peer private network will provide the highest level of crypto security, with the ability to transact globally at speeds of up to 500,000 transactions per second.

Users will need to pass stringent Anti-money Laundering (AML) and Know Your Customer (KYC) verifications as part of a robust identify verification process. This will prevent bad actors from joining and guarantee government compliance.

CXAU will be built and stored on the world’s fastest and most scalable Hashgraph DLT.

The value of the account will not be correlated to equities, bonds, fiat currencies, supply, and demand, or cryptocurrencies, but derived from the value of the physical gold that will secure it. Account holders will be able to redeem their full account value for physical gold at any time. All gold assets on deposit will be stored in a single vault at the Royal Canadian Mint and audited on a quarterly basis by a top 10 accounting firm.

CULedger is a credit union-owned CUSO that focuses on delivering innovative applications to credit unions through its cross-border global distributed ledger platform. Permissioned Distributed Ledger Technology (DLT) is the core technology behind CULedger’s innovative platform, which enables credit unions to detect and prevent call center fraud. It enables self-sovereign identity for members through its flagship product MyCUID, providing the first universal digital credential for members.

Shared-ledger technology creates a system allowing multiple certified parties to securely exchange information and conduct transactions with exchanges certified by all the organizations participating in the private, permissioned network using industry-leading DLT.

CULedger has pioneered new developments related to global self-sovereign digital identity that will further enhance the trust credit unions have with their members. The solution provides advantages to credit unions and their members by reducing risks associated with cybersecurity and fraud, improving member experience, streamlining internal processes and reducing administrative and operational costs.

Tomorrows Dapps begin here. Partner with us to bring your DLT Project to life. Get started working on your future today.

  • We take your ideas and transform them into real distributed ledger applications.
  • We use the latest and greatest Distributed Ledger Platforms to stay on the cutting edge.
  • We are one of the few expert teams in the country to be a Certified DLT Partner.
  • See what problems you can solve with Decentralized Applications.


The Technology

Distributed Ledger Technology - A distributed ledger is a collection of transactions maintained in a decentralized form across multiple computers, called nodes. Each node replicates and stores the ledger and updates itself independently. These ledgers are not maintained by any one person or group. Instead updates are independently recorded by each node. Nodes vote to achieve consensus, which is when all nodes agree on the order and content of transactions added to the ledger

Private, permissioned ledger - A permissioned ledger is one in which network participants can restrict who participates in consensus. Unlike permissionless blockchains, where anyone can create an address and begin interacting with the network, a permissioned ledger is a closed and monitored ecosystem. Each participant is vetted outside the system. A managing body ensures restricted access so that each party who has access to sensitive data is assumed to be trusted.

Dapps – In a distributed ledger environment, Dapps are applications built on top of a ledger to make its functionality accessible to users. Unlike traditional applications, which run from a centralized server or data center, a Dapp’s backend code runs on a decentralized, peer-to-peer network. There are a number of applications built or under development using Hashgraph. See our articles on Hash Labs for examples.

No. Hashgraph is an alternative to blockchain. It is a distributed consensus mechanism utilizing a decentralized platform without servers. It enables hundreds of thousands of transactions per second, offers mathematically proven fairness, and provides asynchronous Byzantine Fault Tolerance for maximum security. In blockchain, the proof of work consensus is designed to slow down the addition of blocks to the chain to reduce forking in the chain. Unlike this inefficient mechanism, Hashgraph uses a virtual voting consensus algorithm. This “gossip protocol” (gossip about gossip, actually) enables asynchronous Byzantine fault tolerance, the strongest security possible, as well as fairness and speed. Asynchronous byzantine fault tolerant (aBFT) means there will always be a consensus, everyone will know when consensus is reached, and the consensus is never wrong.

The Technology

What's New

Hedera Hashgraph Developer Conference

Hedera Hashgraph Developer Conference

October 15 - 17, 2018

Thousands of developers, architects, and industry experts met in-person and online to learn more about Hedera Hashgraph, the world’s fastest, most secure, and fairest public distributed ledger.

Hedera 18 Developer Conference Recap


About Us
Breaking Digital Gridlock

Breaking Digital Gridlock

Now available on Amazon

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John Best is an author, speaker, “outside the box” innovator, podcast host and founder and CEO of Best Innovation Group (BIG), a financial technology (fintech) firm which focuses on industry-wide code sharing and API prototype development. John is recognized as a forward-thinking thought leader and innovator in the fintech space, with a particular affinity for credit unions.

In 2017, BIG was recognized as first to certify Amazon Alexa skills for credit union voice banking transactions. BIG’s CULedger network is a groundbreaking collaborative initiative harnessing the power of distributed ledger (blockchain) technology for the benefit of the credit union movement, founded in partnership with CUNA and the Mountain West Credit Union Association. In 2015, BIG launched its BIGCast, a unique fintech podcast observing rising trends in emerging technologies and their impacts on financial services, specifically credit unions. John previously served as Chief Technology Officer and Senior Vice President at Wescom Credit Union and Wescom Resources Group.

John’s new book, Breaking Digital Gridlock, provides key strategies and practical solutions for credit unions and community banks to achieve digital transformation. Breaking Digital Gridlock breaks down complex topics such as blockchain, AI and machine learning into the what, the why and the how for non-technical executives.

John lives in Colorado Springs, where he spends whatever spare time he can carve out playing guitar, crashing drones, and binge-watching Star Wars and The Walking Dead.

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